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Thanga Virutsham Scheme

  • In this scheme, your money is saved as gold at the prevailing market rate on the date(s) of payment
  • The duration of this scheme is 18 months
  • The minimum instalment per month is Rs. 500 and the maximum instalment per month is Rs. 20,000
  • The instalment amount you have chosen cannot be changed in the middle of the scheme
  • At the end of 18 months, you can purchase gold ornaments for the value of your saved / accumulated weight of gold
  • No wastage or making charges will be charged for your purchase to the extent of your saved / accumulated weight of gold
  • However, wastage and making charges will be levied on the gold that exceeds your saved / accumulated weight of gold in the scheme. For example, if the weight of the ornament you have chosen is 50 grams, and your accumulated gold is 40 grams, wastage and making charges will be charged only on the extra 10 grams of gold
  • Wastage will be added for all special jewellery where the Value Addition exceeds more than 12% . For example,if the wastage of a jewel is 18%, the the excess wastage charges of 6% will be added.
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