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Short Term Saving Scheme

  1. The duration of this scheme is 12 months
  2. The minimum monthly instalment is Rs.100. The maximum monthly instalment is Rs.10,000
  3. At the end of 12 months, a bonus equal to one instalment will be paid. For example, if your instalment is Rs. 1000, you will receive a bonus of Rs. 1000
  4. The total maturity amount in this case will be of Rs. 13000, i.e., Rs. 1000 x 12(Principal) + Rs. 1000 (Bonus) = Rs. 13000
  5. At the end of 12 months, you can purchase gold jewellery of the value equal to 13 instalments
Instalment (Amount)Duration of SchemeTotal Amount BonusTotal Maturity Amount 
500 12 months 6,000 500 6,500
1000 12 months 12,000 1000 13,000
2000 12 months 24,000 2000 26,000
2,500 12 months 30,000 2,500 32,500
3,000 12 months 36,000 3,000 39,000
5,000 12 months 60,000 5,000 65,000
10,000 12 months 1,20,000 10,000 1,30,000
20,000 12 months 2,40,000 20,000 2,60,000
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